Emotional Economics: The Credit Mindsets Shaping Retail in 2025

When the cost of living rises faster than paychecks, spending doesn’t stop — it shifts. As inflation and economic uncertainty continue in 2025, consum

When the cost of living rises faster than paychecks, spending doesn’t stop — it shifts. As inflation and economic uncertainty continue in 2025, consumers are leaning harder on credit to bridge the gap between what they need, want, and can actually afford. In 2024, U.S. consumer debt grew by nearly half a trillion dollars. And […]