Navigating Multichannel Risk: How Retailers Optimize Standard Commercial Coverage

Independent retailers increasingly sell through a mix of storefronts, websites, marketplaces and social commerce platforms. While this accelerates rev

Independent retailers increasingly sell through a mix of storefronts, websites, marketplaces and social commerce platforms. While this accelerates revenue, it also spreads operational risks. Many owners struggle to distinguish where physical property risk ends and digital exposure begins, often mistakenly assuming standard policies cover e-commerce or that online marketplaces handle all third-party liability. As inventory […]